Coverage for personal auto includes:

• Bodily injury, property damage liability
• Medical payments
• Personal injury
• Underinsured, uninsured motorists
• Comprehensive (other than collision)
• Collision

Optional Coverage:

• Towing and labor
• Rental reimbursement
• Loan/Lease

TIPS FOR REDUCING THE PREMIUM

You may qualify for the following discounts in some situations:

• Safe drivers - for drivers who have not had an accident in the last four or five years.
• Multi-policy discount - insure both your auto and home with the same company.
• Anti-theft - for autos equipped with an alarm or other active or passive disabling device.
• Passive Restraint - for autos equipped with air bags or passive seat belts.
• Anti-lock braking system
• Good student - for students who maintain a "B" average, or better.
• Resident student - for unmarried students who attend a school more than 100 miles from home and do not have a vehicle with them.
• Driver Training - for students who pass an approved driver training course.
• Multi-Car - for insuring more than one vehicle with the same company.
• Driver Improvement - for mature drivers who complete a state approved defensive driving course.

Other suggestions:

• Increase your deductible. A higher deductible means lower premiums. Be prepared, however, to assume the extra expense of a higher deductible if you experience a loss.
• Check rates before buying a car. Call us to report the type of car you are considering. Some cars cost less to insure.
• Drive safely. How you drive can affect your insurance costs. Drive safely; avoid accidents and violations. Wear your seat belt.

This is not a policy. The features found here may or may not be included in your policy depending on the type of coverage you select. Please refer to your policy for specific coverage or contact us for assistance.

Hostetler Insurance Associates Inc. is licensed to conduct business in Pennsylvania. The information on this site is a solicitation to conduct business only in the aforementioned state of authority.