Coverage for homeowners includes:

LIABILITY

Covers:

• You and resident family members

PROPERTY

Covers:

• Your home
• Other structures
• Personal belongings
• Additional costs of living away from your home while it is being repaired

Additional coverage:

• Inflation guard
• Other structure extension
• Watercraft liability extension
• Debris removal extension
• Landslide
• Personal property replacement cost
• Personal injury
• Increased coverage: Personal property
• Credit cards
• Refrigerated foods

Other coverage offered:

• Mobile Home
• Country Home – for homes in the country with up to 40 acres or 4-H type animals or farm-type buildings.
• Renters Insurance – provides coverage for the contents in a rented residence.

TIPS ON REDUCING YOUR PREMIUM

You may qualify for the following discounts:

• New homes - up to 20 years.
• Smoke detectors/alarm systems
• Home Cover Plus - offers a 10% reduction on your premium if you qualify.
• Multi-policy discount - if you insure both your home and auto with the same company.

Other suggestions:

• Increase your deductible. A higher deductible means lower premiums. Be prepared, however, to assume the extra expense of a higher deductible if you experience a loss.

Hostetler Insurance Associates Inc. is licensed to conduct business in Pennsylvania. The information on this site is a solicitation to conduct business only in the aforementioned state of authority.