Health Insurance for Seniors Age 65+
If you are age 65+, you have decisions to make about your health insurance.
We can help you sort through your Medicare options.
Medicare Plan Options
Hostetler Insurance is able to assist seniors with their Medicare Supplement, Medicare Advantage, and/or Medicare Rx insurance planning. Our goal is to help you to understand your options so that you are able to make good decisions regarding your Medicare plan needs. We strongly recommend that you become familiar with “Medicare & You”, the booklet produced by Medicare each year that explains Original Medicare and the annual changes to the Medicare Insurance options that are available to you.
The most common choices for Medicare Insurance coverage are:
Medigap Insurance (Medicare Supplement Insurance)
Medigap coverage works together with Medicare to provide coverage in some areas where Medicare does not. A variety of plans are available.
Medicare Advantage Plans
Medicare Advantage programs generally provide a variety of extra benefits and possibly, lower copayments than Original Medicare. Medicare Advantage plans may require that you use specific doctors or hospitals to receive the best benefits from the plan. Many Medicare Advantage plans also include prescription drug coverage as part of their overall program.
Medicare Part D Prescription Plans
Medicare Part D Prescription Drug coverage is an optional benefit for Medicare beneficiaries. Many people choose to enroll for prescription coverage because they are using prescription drugs and find that there is a savings associated with a Part D plan. Others who are not using medications may also choose to enroll for Part D coverage to avoid a penalty for late enrollment later on. Hostetler Insurance will help you to evaluate your Part D plan options at no charge if you are a client of our agency. If you would like assistance and you are not a current client, a fee will be charged.
See how a little straight talk can save you time and money. Call us today at 717-293-7100 or complete the information request form on this page. Or better yet, stop in to see us.
Our office is located in the Shoppes at Landis Valley – 2355 Oregon Pike in Lancaster, Pennsylvania at the intersection of Oregon Pike and Landis Valley Road.
Hostetler Insurance Associates Inc. is licensed to conduct business in Pennsylvania. The information on this site is a solicitation to conduct business only in the aforementioned state of authority.
