Medicare Supplement / Rx

Hostetler Insurance is able to assist seniors with their Medicare Supplement, Medicare Rx and/or Medicare Advantage insurance planning. We meet with each Medicare client face-to-face to evaluate their needs and explain all available coverage options. We also recommend that you become familiar with “Medicare & You 2008”. The most common choices for Medicare coverage are:

Medigap Insurance

Medigap coverage works together with Medicare to provide coverage where Medicare does not. A variety of plans are available, and additional details about these programs are available by clicking here or by reading the Medicare booklet, “2008 Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare”. For Medigap coverage, we represent a variety of insurance companies, but many of our clients are insured by either Philadelphia American Life or Woodmen of the World Assured Life Association.

Medicare Advantage Plans

Medicare Advantage programs generally provide a variety of extra benefits and lower copayments than Original Medicare. If you choose to join a Medicare Advantage Plan, you must maintain your Medicare Part A and Part B coverage, but you will show your Medicare Advantage ID card when you receive medical services. Medicare Advantage plans may require that you use specific doctors or hospitals to receive the best benefits from the plan. Many Medicare Advantage plans also include prescription drug coverage as part of their overall program. We represent HealthAmerica Advantra as our preferred provider of Medicare Advantage plans in Central Pennsylvania. For more information about Medicare Advantage plans, click here.

Medicare Part D Prescription Plans

Medicare Part D Prescription Drug coverage is an optional benefit for Medicare beneficiaries. Many people do choose to enroll for prescription coverage because they are using prescription drugs and find that there is a savings associated with the Part D plan. For more information about Medicare Part D plans, click here. We represent AdvantraRx and Humana as our preferred providers of Medicare Part D plans in Central Pennsylvania.

When it is time for you to consider your Medicare options, contact Barbara Hostetler at (717) 293-7100, ext. 105 or brh@hostetlerinsurance.com for an appointment to discuss the plans that are right for you.

This is not a policy. The features found here may or may not be included in your policy depending on the type of coverage you select. Please refer to your policy for specific coverage or contact us for assistance.

Hostetler Insurance Associates Inc. is licensed to conduct business in Pennsylvania. The information on this site is a solicitation to conduct business only in the aforementioned state of authority.